The analysts had predicted 7.55 billion. “Considering the 300 million committed in 2023 to the social project, the profit reaches 8 billion,” the banker pointed out.<\/p>\n
And the forecasts for 2024 and 2025 are to surpass them. “Our bank is the first in Europe in terms of dividend yield,” Messina added.<\/p>\n
Therefore, attention to shareholders will not be lacking this year either. “The proposal at the next assembly will be for 5.4 billion euros in dividends, to which is added the intention to carry out a buyback of 55 cents of Cet1 Ratio to be started in June 2024, once approved by the ECB.”<\/p>\n
“It should be noted,” adds the CEO of Ca\u2019 de Sass, “that about 40% of the dividends is destined for Italian families and our shareholder Foundations, allowing important social interventions in the territories where we operate.” For this year, the bank expects that the increase in net interest, net commissions, and the result of the insurance activity in Wealth Management, Protection & Advisory will continue to drive revenues.<\/p>\n
Isybank, the group’s digital bank, alone will bring in 200 million: around 60,000 new clients (not from Intesa Sanpaolo) already acquired and about 300,000 clients (from Intesa Sanpaolo) already transferred. Also expected is a decrease in taxes and other charges related to the banking system, as there is no longer any contribution to the resolution fund.<\/p>\n
The cash payout ratio will be 70% of the net consolidated profit for each year of the plan, with an increase in the dividend per share for 2024 and 2025 compared to the amount for 2023. However, the capitalization will not be affected: the target is a Cet1 Ratio of over 12% by 2025 (currently 13.7%).<\/p>\n
As for the income statement for 2023, the “net interest” item, driven by the ECB’s monetary policy, shows an increase of 54.2% to 14,646 million euros, compared to 9,500 million in 2022. Revenues consequently increased by 17.2% to 25.14 billion.<\/p>\n
Net commissions amount to 8,558 million euros, a decrease of 4% compared to 8,919 million in 2022. The stock of non-performing loans has decreased by 5.4 billion, thus pursuing the “zero NPL bank” status.<\/p>\n
Analistas hab\u00edan predicho 7.55 mil millones. “Considerando los 300 millones comprometidos en 2023 para el proyecto social, la ganancia alcanza los 8 mil millones,” se\u00f1al\u00f3 el banquero.<\/p>\n
Y las previsiones para 2024 y 2025 son superarlas. “Nuestro banco es el primero en Europa en cuanto a rendimiento de dividendos”, agreg\u00f3 Messina.<\/p>\n
Por lo tanto, la atenci\u00f3n a los accionistas no faltar\u00e1 este a\u00f1o. “La propuesta en la pr\u00f3xima asamblea ser\u00e1 de 5.4 mil millones de euros en dividendos, a los que se suma la intenci\u00f3n de llevar a cabo recompras de 55 centavos de Cet1 Ratio que se iniciar\u00e1 en junio de 2024, una vez aprobado por el BCE”.<\/p>\n
“Cabe se\u00f1alar,” agrega el CEO de Ca’ de Sass, “que alrededor del 40% de los dividendos est\u00e1 destinado a familias italianas y a nuestras Fundaciones accionistas, lo que permite importantes intervenciones sociales en los territorios en los que operamos”. Para este a\u00f1o, el banco espera que el aumento en intereses netos, comisiones netas y el resultado de la actividad aseguradora en Gesti\u00f3n de Patrimonio, Protecci\u00f3n y Asesoramiento contin\u00fae impulsando los ingresos.<\/p>\n
Isybank, el banco digital del grupo, solo aportar\u00e1 200 millones: alrededor de 60,000 nuevos clientes (que no provienen de Intesa Sanpaolo) ya adquiridos y aproximadamente 300,000 clientes (de Intesa Sanpaolo) ya transferidos. Tambi\u00e9n se espera una disminuci\u00f3n de impuestos y otros cargos relacionados con el sistema bancario, ya que ya no hay ninguna contribuci\u00f3n al fondo de resoluci\u00f3n.<\/p>\n
El ratio de pago en efectivo ser\u00e1 del 70% de la ganancia neta consolidada para cada a\u00f1o del plan, con un aumento en el dividendo por acci\u00f3n para 2024 y 2025 en comparaci\u00f3n con el monto para 2023. Sin embargo, la capitalizaci\u00f3n no se ver\u00e1 afectada: el objetivo es un Ratio Cet1 de m\u00e1s del 12% para 2025 (actualmente 13.7%).<\/p>\n
En cuanto al estado de resultados para 2023, el rubro “intereses netos”, impulsado por la pol\u00edtica monetaria del BCE, muestra un aumento del 54.2% a 14,646 millones de euros, en comparaci\u00f3n con los 9,500 millones en 2022. Los ingresos aumentaron en consecuencia en un 17.2% a 25,14 mil millones.<\/p>\n
Las comisiones netas ascienden a 8,558 millones de euros, una disminuci\u00f3n del 4% comparado con los 8,919 millones en 2022. El stock de pr\u00e9stamos dudosos ha disminuido en 5,4 mil millones, por lo que contin\u00faa buscando el estatus de “banco sin NPL”.<\/p>\n","protected":false},"excerpt":{"rendered":"
The analysts had predicted 7.55 billion. “Considering the 300 million committed in 2023 to the social project, the profit reaches 8 billion,” the banker pointed out. And the forecasts for 2024 and 2025 are to surpass them. “Our bank is the first in Europe in terms of dividend yield,” Messina added. Therefore, attention to shareholders […]<\/p>\n","protected":false},"author":1,"featured_media":598,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[249],"tags":[],"class_list":["post-599","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-intesa-sanpaolo"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/posts\/599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/comments?post=599"}],"version-history":[{"count":0,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/posts\/599\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/media\/598"}],"wp:attachment":[{"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/media?parent=599"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/categories?post=599"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lucarolli.com\/index.php\/wp-json\/wp\/v2\/tags?post=599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}